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New Zealand Retirement Expenditure Guidelines | November 2019
The 2019 Retirement Expenditure Guidelines in this report are the eighth in a series that commenced in 2012 to assist pre-retirement New Zealanders make financial plans for their retirement. Specifically, the Retirement Expenditure Guidelines provide information about actual levels of expenditure by New Zealanders who have already retired; however, this does not include an evaluation of the sufficiency of NZ Superannuation. Pre-retirees can use this information to plan budgets for their desired future retirement lifestyle, to provide a foundation from which to determine the savings they need to achieve their retirement objectives.. Click here to read the full report.
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Moments of Truth: Key insights into the New Zealand life insurance industry | September 2019
Following the ‘Risking Everything’ report that was launched earlier in 2019, this second part of research into the life insurance sector focuses on awareness of life insurance in New Zealand, purchase behaviour and the claims experience. Click here to read the full report.
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Kiwisaver 2050: Pathways to the future | September 2019
New Zealand has a comparatively simple and effective Retirement Framework built on the pillars of New Zealand Superannuation, the New Zealand Superannuation Fund and since 2007, KiwiSaver. The Financial Services Council (FSC) believes New Zealand has a robust Framework that has built its reputation on its ability to deliver a basic level of income through its universality and simplicity. Click here to read the full report.
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Risking Everything: An insight into how New Zealanders manage risk | June 2019
New research commissioned by the Financial Services Council (FSC) has revealed many New Zealanders are taking a high stakes gamble on managing risk. The research ‘Risking Everything’ carried out by Horizon Research looked at New Zealanders attitudes to financial risk and how they protect their wealth should the worst happen. Click here to read the full report.
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Towards Prosperity: An insight into New Zealand's Financial Services Industry | December 2018
New research released by the Financial Services Council has revealed the true contribution of the broader financial services sector to New Zealand’s economic wellbeing. The research ‘Towards Prosperity’ carried out by the New Zealand Institute of Economic Research is some of the most comprehensive to date carried out on the sector and demonstrates not just its contribution, but also dispels some common myths. Click here to read the full report.
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Shaping Futures: Closing the KiwiSaver Gap | September 2018
The report is based on three significant pieces of research commissioned by the FSC with responses from over 2,100 New Zealanders and carried out by Horizon Research –‘Generation KiwiSaver’, ‘Growing the KiwiSaver Pie’, and ‘Great Expectations – Retirement Realities for Older New Zealanders’. Click here to read the full report.
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Generation KiwiSaver | June 2018
Younger New Zealanders are increasingly reliant on KiwiSaver as their main source of income when planning for retirement and that means a wake-up call when it comes to financial planning, according to new research commissioned by the Financial Services Council (FSC). Click here to read full report.
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Great Expectations | December 2017
This report delves into the attitudes and expectations of older New Zealanders. Our aim is to help grow the wealth of New Zealanders by understanding what wealth those aged 65 have accumulated, and how they intend to spend it. Click here to read full report.
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Growing the KiwiSaver Pie | September 2017
With over 2.6 million New Zealanders now signed up and more than $40 billion under management in KiwiSaver funds, it is more important than ever to understand what people want so that we can set ourselves up for long term success. The research provides an opportunity to understand how New Zealanders want KiwiSaver to evolve. Click here to read full report.
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KiwiSaver and the Wealth of New Zealanders | August 2015
In this paper we review the evidence base used to support this policy change and suggest conditions under which, in contrast, KiwiSaver will likely lift net wealth for its members, particularly members on middle-level or lower lifetime incomes. Click here to read full report.
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Savings and Retirement Survey | October 2013 view
This report gives the results of a survey of 3,060 New Zealanders who are members of Horizon Research’s HorizonPoll panel, which represents the adult population at the 2006 census. It looks at KiwiSaver and whether it should be compulsory for employees. The survey has an overall margin of error of ±1.8%. Click here to read full report.
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The People Insurance Gap - Exploring Underinsurance in New Zealand Summary Report | 2012
The Financial Services Council (FSC) Insurance Gap investigation surveyed 2,000 New Zealand households in 2011 to gain a better understanding of households’ attitudes to the 4 main personal risk insurances (life, total and permanent disablement, critical illness and disability income) and, through analysis of the responses, assess the adequacy of their present personal risk holdings. Click here to read full report.
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Qualitative Research findings into Underinsurance in New Zealand | 2011
The objective of the research was to determine the extent of risk policy underinsurance in the New Zealand population and gain insights into reasons via robust data using modelling and segmentation. Click here to read full report.
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