Only a financial adviser that is engaged by a licensed financial advice provider can give financial advice on personal risk insurance, mortgages, KiwiSaver and investments. A financial adviser must give you a professional level of advice. A financial adviser must also disclose certain information to you during the process that will help you decide whether or not to use the adviser’s services and follow the advice.
Banks and insurance companies have financial advisers - see our Members page for links to provider websites.
The following financial adviser associations have member lists:
You can check on the Financial Service Providers Register to see whether a financial advice provider or a financial adviser is registered and what products they can give advice on. Some individuals who give financial advice work for banks, insurance companies and other financial advice providers, are known as nominated representatives, who are not listed on the Register.
For more information about finding a financial adviser, refer to the Financial Markets Authority (FMA) website. The FMA are an Independent Crown Entity who regulate financial markets, including financial advice providers and financial advisers.